Bank of Maharashtra 2021 Jobs Recruitment Notification of Generalist Officer - 150 Posts


Bank of Maharashtra 2021 Jobs Recruitment Notification. Bank of Maharashtra inviting applications for the positions of Generalist Officer . Interested and Eligible candidates can apply for the positions.

Last Date for Submission of Application is on 06th April, 2021.

No.of Posts and Vacancies :-

Generalist Officer - 150 Posts

Job Location - Pune

Education Qualification :-

Bank Of Maharashtra, leading listed Public Sector Bank with Head Office in Pune and all India network of branches invites online application from candidates for recruitment of Generalist Officers in Scale II. Bank's success depends upon dedicated and skilled employees.

i. Working in any aspect of banking can not only be very rewarding and fulfilling but also provide interesting new challenges every day. There is always a need for banks to recruit trained, talented, motivated, resourceful and customer-oriented manpower on continuous basis to maintain requisite staff strength.

1. Name of the Post: Generalist Officer

2. Scale: MMGS Scale – II

3. No of Vacancies: 150 (One Hundred Fifty Only).

4. Qualification :- Bachelor’s degree in any discipline with minimum 60% marks in the aggregate of all semesters / years (55% for SC / ST / OBC / PwBD). Passing of JAIIB & CAIIB is desirable. OR Professional qualification like CA / ICWA / CFA / FRM from a recognized University/ Institution/ Board recognized by Govt. of India / approved by Govt. Regulatory bodies.

5. Experience :- Post qualification Work Experience of 3 years as an officer in any Scheduled Commercial Bank. Experience in Credit related areas / Branch Head / Incharge is preferable.

6. Job Profile :

(a) Overall control on Branch working. Business development. Public Relations & maintaining liaison with authorities of Govt. / RBI / Public. Finalisation of performance budget and fulfilment of targets. Monitoring of credit portfolio / Upgradation of NPAs / Recovery in NPAs. Exercise sanctioning powers both lending & non lending / administrative and reporting to higher authorities.

(b) Carrying out of Due diligence on credit proposals assigned, Timely completion of Review / Renewals as Appraiser, including Credit Risk Assessment proposals. Securing maximum marks for the AMT in Credit Audit in Pre-Sanction. Assisting Relationship Manager in achieving Budgeted growth in Advances for the AMT.

(c) Adhering to Turn around Time for processing New / Existing proposals. Ensuring ABS considered for the proposals are the same as filed with ROCs.

i. Ensuring achievement of satisfactory RAROC (Risk adjusted Return on Capital) for each unit in the AMT KRAs Responsible for Analysis and appraisal of credit proposal including Ad hoc facilities / structuring / rehabilitation proposals/any other type of business or general proposal pertaining to the unit. Ensuring timely / review/renewal of credit limits.

ii. Pre- Sanction Stage. Ensuring compliance of KYC norms. Updation of periodical due diligence reports as per RBI guidelines. Obtaining data/information from customers for assessment and processing of the proposal. Interacting with key officials in the borrowing units for obtaining data/statements etc.

(d) Customer Meets, Supervise job rotation. Follow up of inspection & audit reports & ensuring rectifications. All correspondence relating to Head Office, Zonal Office, Redressal of complaints. Over all control on housekeeping. Ensuring that the Bank’s systems & procedures are properly followed at the Branch.

i. Giving greater attention to planning for business development, charting strategies for growth, expanding customer base through requisite customer relationship measures, scouting for avenues to expand credit portfolio qualitatively & quantitatively, Management of NPAs, Liaison with local authorities, Govt. departments, Large Institutions, Corporates & high net worth clients etc. to ensure that the Branch is on the path of accelerated growth & improves market share.

(e) Maintaining effective Public Relations and ensure courtesy in dealing with the customers and public in person, in correspondence and on telephone. Avoid confrontation by resolving the issues tactfully. Ensure adherence to Telephone Discipline by all the members of staff. Maintaining effectiveness in branch operations and in customer service. Dispose the matters as per the rules in force except those that require the personal attention of the Branch Manager. Redressal of the grievances of customers as per rules / guidelines duly bringing to the notice of the Branch Head unpleasant instances, if any, happened in his absence

(f) Ensure maintenances of adequate stock of security items, passbooks, publicity literature and various forms required for deposits & advances and other transactions. Monitoring the matters related to claims to the assets of the deceased customers and ensuring their quick disposal as per prevalent guidelines. Be aware and authorize the return of cheques of customers in the absence of Branch Head and ensure to bring the same to the notice of the Branch Head.

(g) Attend to effective cash management. Joint custody of cash, Supervision over tallying cash, physical [from docket & cash reports in system], Authorize cash transactions, authorizing transactions within his powers, ensure smooth Day-begin, Day-end of the branch software systems, Verify & ensure prompt submission of periodical returns in conformity with the prescriptions in schedule of returns through concerned departmental Officers / Staff.

i. Ensure periodical balancing / tallying of books of accounts and monitoring of fraud prone sundry items as prescribed. Scrutiny of daily vouchers, verification, protection and preservation of voucher bundles and records in use. Assisting in segregation and destruction of old records as per the policy after obtaining permission from the competent authority.

(h) Monitor preparation of annual indent of stationery and security items as per norms. Monitor and maintain close watch on current accounts, big accounts, newly opened accounts and other institutional accounts which form sizable share in total deposits. Ensure maintenance of registers for cash transactions exceeding Rs. 10.00 lacs and observations of KYC norms at the time of opening of accounts and monitoring of large value transactions.

(i) Ensure periodical verification of securities and attend to orderly arrangement of joint custody items duly getting relevant registers updated as a joint custodian. Facilitate taking note of exceptions appearing in exceptional reports by Branch Head and enforce steps to reduce such items. Take steps in consultation with Branch Head to plug loopholes in transgressions on systems and procedures or unfair practices that may cause operational risks / future losses. Advise the staff to adhere to the laid down systems and procedures and to avoid shortcuts bypassing the guidelines. Ensure maintenance of mandatory registers like customer complaint register, AOD registers etc.

7. AX1/ ST/RP/Generalist Officer Scale-II/Project II/2020-21 Date: 20.03.2021

8. Scale of Pay – Scale - II Rs. 48170 – (1740/1) - 49910 – (1990/10) – 69810.

9. Probation Period: The selected candidates will be on probation for a period of one year from the date of joining the Bank. There is mandatory provision of executing a service bond by selected candidates.


Minimum 25 years and Maximum 35 years. (Relaxation for reserved categories will be applicable as per Government guidelines).

Application Fee:

UR / EWS / OBC: Rs. 1180/- With GST, SC / ST: Rs. 118/- With GST, PwBD, Women Candidates: Fee Exempted.

Documents Required:

The following documents in original together with a self-attested photocopy in support of the candidate’s eligibility and identity are to be invariably submitted at the time of interview failing which the candidate may not be permitted to appear for the interview. Non submission of requisite documents by the candidate at the timePrintout of the valid Interview Call Letter.

1. Valid system generated printout of the online application form. 

2. Proof of Date of Birth (Birth Certificate issued by the Competent Municipal Authority or SSLC/ Std. X Certificate with DOB). 

3. For the purpose of identification, please bring Passport /Aadhar Card/ PAN card / Voter ID / Driving License / any other Photo ID card issued by Statutory Authorities where photograph is affixed. 

4. Mark sheets / Certificates from SSC examination onwards to the highest examination passed.

5. Individual Semester / Year wise Mark sheets & certificates for educational qualifications including the final degree. Proper document from Board/ University for having declared the result on or before cut-off date has to be submitted. 

6. Please bring a detailed specific and explicit experience certificate including details of full name, full address and telephone numbers of employers, period of experience with exact dates, designation held, nature of duties handled/ Job Profile, number of persons working under you, nature of Projects handled etc. 

7. Income and Asset Certificate issued by competent authority, strictly in the prescribed format as stipulated by Government of India, in case of EWSs (Economically Weaker Sections) category candidates. 

8. Caste Certificate issued by competent authority, strictly in the prescribed format as stipulated by Government of India, in case of SC / ST / OBC category candidates. 

9. In case of candidates belonging to OBC category, certificate should specifically contain a clause that the candidate does not belong to creamy layer section excluded from the benefits of reservation for Other Backward Classes in Civil post & services under Government of India. OBC caste certificate containing the Non-creamy layer clause should be valid as on the date of interview if called for (issued within one year as on the date of advertisement). Caste Name mentioned in certificate should tally letter by letter with Central Government list / notification. 

10. Disability certificate in prescribed format issued by the District Medical Board in case of Persons with Benchmark Disability category. If the candidate has used the services of a Scribe at the time of online examination, then the duly filled in details of the scribe in the prescribed format. 

11. An Ex-serviceman candidate has to produce a copy of the Service or Discharge Book along with  pension payment order and documentary proof of rank last / presently held (substantive as well asacting) at the time of interview. of interview will debar his candidature from further participation in the recruitment process.

i. Candidates serving in Government / quasi Govt. offices/ Public Sector Undertakings (including Nationalized Banks and Financial Institutions) are required to produce a “No Objection Certificate” from their employer at the time of interview, in the absence of which their candidature will not be considered and travelling expenses, if any, otherwise admissible, will not be paid. 

12. Persons eligible for age relaxation under 4 (5) must produce a certificate from the District Magistrate to the effect that they are eligible for relief in terms of the Rehabilitation Package for 1984 Riot Affected Persons sanctioned by the Government and communicated vide Ministry of Finance, Dept. of Financial Services Communication No.F.No.9/21/2006-IR dated 27.07.2007. 

13. Any other relevant documents in support of eligibility.

14. Note: Candidates will not be allowed to appear for the interview if he/ she fails to produce the relevant eligibility documents as mentioned above.

15. Non production of relevant eligibility documents at the time of interview shall make the candidate ineligible for further process of recruitment.

General Information:

i. Candidates are advised to take a printout of their system generated online application form after submitting the application.

ii. Candidates should satisfy themselves about their eligibility for the post applied for. The Bank would admit to the test all the candidates applying for the posts with the requisite fee on the basis of the information furnished in the online application and shall determine their eligibility at the time of interview and may verify thereafter at every stage of recruitment.

iii. Candidates are advised in their own interest to apply online well before the closing date and not to wait till the last date to avoid the possibility of disconnection/ inability/ failure to log on to the website on account of heavy load on internet or website jam.

iv. Bank of Maharashtra does not assume any responsibility for the candidates not being able to submit their applications within the last date on account of aforesaid reasons or for any other reason beyond the control of Bank of Maharashtra.

v. Not more than one application should be submitted by a candidate. In case of multiple applications, only the last valid (completed) application will be retained and the application fee/ intimation charges paid for the other registrations will stand forfeited. Multiple attendance/ appearance by a candidate in examination/ interview will result in summary rejection/ cancellation of candidature.

vi. The possibility of occurrence of some problems in administration of examination cannot be ruled out completely, which may impact test delivery/ generation of result. In such cases, every effort will be made to resolve the problem, which may include the conduct of another examination if considered necessary.

vii. Candidates serving in Government/ Quasi Government Offices, Public Sector Undertakings including Nationalized Banks and Financial Institutions are advised to submit 'No Objection Certificate' from their employer at the time of interview, failing which their candidature may not be considered and travelling expenses, if any, otherwise admissible, will not be paid.

viii. In case of selection, candidates will be required to produce proper discharge certificate from the employer at the time of taking up the appointment.

ix. The original documents regarding eligibility criteria and proof of date of birth should be produced for verification on the date of interview. Candidate will not be allowed to attend the interview if original certificates are not produced for verification on the date of interview.

x. Caste certificate issued by Competent Authority on the format prescribed by the Government of India will have to be submitted by the SC/ ST candidates, if called for interview.

xi. A declaration will have to be submitted in the prescribed format by candidates seeking reservation under OBC category stating that he/ she does not belong to the Creamy Layer.

xii. Benefit of reservation under EWS category can be availed upon production of an ‘Income and Asset Certificate’ issued by a Competent Authority on the format prescribed by Government of India.

xiii. Candidates are advised to keep their e-mail ID alive for receiving advices / communications.

xiv. Appointment of selected candidates is subject to his/ her/ their being declared medically fit as per the requirement of the Bank.

xv. Any legal proceedings in respect of any matter of claim or dispute arising out of this advertisement and/ or an application in response thereto can be instituted only in Pune and Courts/ Tribunals/ Forums at Pune only shall have sole and exclusive jurisdiction to try any cause/ dispute. Bank reserves right to change / modify / cancel the recruitment process at any stage fully or partly on any grounds and such decision of the Bank will not be notified or intimated to the candidates.

xvi. The cut-off date for Post qualification experience will be given in this notification. Only full time experience as a permanent employee after acquiring the educational qualification notified for eligibility will be considered. The candidate must provide the proof of the claimed work experience.

a. The experience certificate(s) for the period given in the online application should be issued on the prescribed format (The prescribed format of Experience certificate is available as with this notification) under signatures of the Competent Authority at the Controlling Office / Head Office level of the respective employer/s, clearly stating the period, Post(s) held and nature of duties performed by the applicant. The copies of the Appointment Letters, Salary Certificates, pay slip etc. will not be accepted in lieu of Work Experience Certificate.

b. The applicant will not be allowed to participate in the process on the basis of Appointment Letters, Salary Certificates, Pay slip etc. His / Her candidature shall be cancelled at any stage, even after his / her selection / appointment in the services of the Bank on the basis of Appointment Letters, Salary Certificates, Pay slip etc

xvii. The applicants will be called for the Online Examination / Group Discussion (if conducted) / Interview, on the basis of the information provided by them in their Online Applications without verification of their age or qualification or category or any other eligibility criteria.

a. The applicants must, therefore, ensure that they fulfill all the notified eligibility criteria as on the cut-off date prescribed in this notification, have possession of the requisite documents / certificates specified by the Bank, and that the particulars furnished in their Online Application are complete, true and correct in all respects.

b. Merely appearing in the Online Examination / Interview or passing the Online Examination / Interview and / or being called by the Bank for the Interview shall not imply that the Bank is satisfied about the eligibility of the applicant. Bank may verify the eligibility of the candidates at any stage of recruitment or thereafter and reserves right to terminate the service of provisionally selected candidates if found ineligible for the post.

xviii. The Bank reserves the right to alter, modify or change the eligibility criteria and / or any of the other terms and conditions spelt out in this Notification.


Human Resources Management Department, Lokmangal,1501, Shivajinagar, Pune-5

Selection Procedure :

1. The candidates shall be required to appear for online examination to be conducted through IBPS. The successful candidates shall be called for interview in the proportion of 1:4 based on their ranking. The allocation of marks for online examination and Interview is 150 & 100 respectively which will be converted into 60:40. The minimum cut off marks for online examination, interview and final selection shall be 50% for UR / EWS and 45% for SC / ST / OBC / PwBD.

2. The combined final score of candidates shall be arrived at on the basis of scores obtained by the candidates in the Online Examination and Interview and accordingly a merit list shall be prepared for selection of candidates. Merit list for selection will be prepared in descending order on the basis of combined scores obtained, in case more than one candidate score the cut-off marks (common marks at cut-off point), such candidates will be ranked according to their age in descending order, in the merit.

3. In case, in the opinion of the bank, adequate number of candidates have not qualified by obtaining minimum marks as stipulated above in the online examination, bank reserves right to reduce the minimum marks as deemed fit.

4. Mere eligibility / admission to Group Discussions / Interview / pass in GD/ interview does not imply that the Bank is satisfied beyond doubt about the candidate’s eligibility and shall not vest any right in a candidate for selection.

5. The Bank would be free to reject the candidature of any candidate at any stage of recruitment process, if he / she is found to be ineligible and / or furnished incorrect or false information / certificates / documents or has suppressed any material facts and the fees paid by the ineligible candidates shall be forfeited. If appointed, such a candidate may be summarily removed from the services of the Bank.

6. Examination Pattern: - Examination consisting of Objective Test for 150 marks will be conducted online.

How to Apply :

A. Before applying online, candidates should:

(i) (a) Scan their photograph, signature, left thumb impression and the hand written declaration, ensuring that both the photograph and signature, left thumb impression, hand written declaration adhere to the required specifications as given under guidelines.

(b) Left thumb impression (If a candidate is not having left thumb, he/she may use his/ her right thumb. If both thumbs are missing, the impression of one of the fingers of the left hand starting from the forefinger should be taken. If there are no fingers on the left hand, the impression of one of the fingers of the right hand starting from the forefinger should be taken.

i. If no fingers are available, the impression of left toe may be taken. In all such cases where left thumb impression is not uploaded, the candidate should specify in the uploaded document the name of finger and the specification of left/right hand or toe).

(c) A hand written declaration (text given below). The hand written declaration has to be in the candidate’s hand writing and in English only. If it is written by anybody else and uploaded or in any other language, the application will be considered as invalid. (In the case of candidates who cannot write, may get the text of declaration typed and put their left hand thumb impression (if not able to sign also) below the typed declaration and upload the document as per specifications.)

i. The text for the hand written declaration is as follows – “I, ___ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”

(d) The above mentioned hand written declaration has to be in the candidate’s hand writing and in English only and should Not Be In Capital Letters. If it is written by anybody else or in any other language, the application will be considered as invalid.

(e) The left thumb impression should be properly scanned and not smudged.

(ii) Have a valid personal e-mail address and mobile number which should be kept active till the completion of this Recruitment Process. Bank may send call letters for the examination etc. through the registered e-mail ID. In case a candidate does not have a valid personal e-mail ID, he/she should create his/her new e-mail ID and mobile no. before applying on-line and must maintain that e-mail account and mobile number.

B. Application Procedure: -

(i) Candidates are advised to go to the Bank’s website and click on the ‘Careers ’ Recruitment Process Current Openings to open the link “Online application for recruitment of “Generalist Officers In Scale II 2021-22” and then click on the option “Apply Online” which will open a new screen.

(ii) To register application, choose the tab “Click here for New Registration” and enter Name, Contact details and e-mail id. A Provisional Registration Number and Password will be generated by the system and displayed on the Screen. Candidate should note down the Provisional Registration Number and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent.

(iii) Visually Impaired candidates should fill the application form carefully and verify / get the details verified to ensure that the same are correct prior to final submission. 

(iv) Candidates are advised to carefully fill and verify the details filled in the online application themselves as no change will be possible / entertained after clicking the SUBMIT BUTTON. 

(v) The Name of the candidate or his / her father / husband etc. should be spelt correctly in the application as it appears in the Certificates / Mark sheets. Any change/alteration found may disqualify the candidature. 

(vi) Validate your details and Save your application by clicking the Validate your details’ and ‘Proceed’ button. 

(vii) Candidates can proceed to upload Photo, Signature, Left Thumb Impression & Hand Written Declaration as per the specifications given in the Guidelines for Scanning and Upload of Photograph and Signature. 

(viii)Candidates can proceed to fill other details of the Application Form.

(ix) Click on the Preview Tab to preview and verify the entire application form before FINAL SUBMIT. 

(x) Modify details, if required, and click on ‘Final Submit’ Only after verifying and ensuring that the photograph, signature uploaded and other details filled by you are correct. 

C. Candidates are requested to apply on-line between 22.03.2021 and 06.04.2021

D.Commencement date of on-line application: 22.03.2021

E. Last Date of online application: 06.04.2021

F. Date of Online Examination: Will be informed separately.

G. Date of GD / Interview: Will be informed separately.


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